Category Archives: Global Wealth & Investing
This post is rather longer than usual, not least because it has been a while since I have been able to write. I hope, however, that it will be useful for those who are concerned at what might happen in the coming months and years. Many people are predicting doom and gloom. I say that there are huge challenges staring us in the face, but that we all have the answers to them, sitting right inside us.
Our reader makes some interesting points. A lot has been said about the whole 2012 “phenomenon” and although the evidence from the few sources that remain (all too few thanks to the Spanish conquistadores who smashed or burned most of the Mayan records) is very slim, there are plenty of other cultures that have predicted a time of great change – not just for humanity, but for the Earth itself.
Yet change is ever in the air, each moment in time a plethora of decisions being made by every one of the billions of people now alive. Perhaps it will help things if we all remember that each one of our choices, small as they might appear to us, are crucial to the wellbeing of all.
You asked me to talk about the financial climate, so let’s begin with that. Will we see a time of wholescale change on the financial front? I think we will. And I think it will be a change that takes a lot of people by surprise.
Our reader talks of the seismic shift in the foundation of what we call currency. I agree with him. There has to be a re-evaluation, whether profound or pragmatic. Hopefully both.
Let’s look at the pragmatic side briefly. There is no doubt that with the multiple trillions of debt in the countries of the Western World, something will have to give at some point. Right now, in Europe and the USA, interest rates are being kept artificially low, which is good news in the short-term for those who are borrowing. But there is a sting in the tail.
Central banks have been printing money like there’s no tomorrow, gifting it in droves to the financial institutions in the countries they service. They don’t do this without calling in the debt at some point. So you can be sure that there will be a period of interest-rate increases ahead. My guess is that this will come in 2014. When it comes, it will most likely be a quick-fire increase, perhaps even a hyper-inflation that will have a dramatic effect. When interest rates are low, an increase of even half a percent can feel huge to the pockets of ordinary folks.
Beyond that is the wider question of whether currencies can survive at all? Will the US Dollar still exist in five year’s time? Will the Euro collapse, sinking other currencies in the process?
Right now we are in the lull before the storm. In Europe, Greece has managed to stall the disintegration of the Euro with its recent elections. I don’t expect this to last. Greece will not be able to fulfil its promises, nor will Spain or Italy – whose debt is the third largest of any country in the world.
I see a different form of the Euro emerging in the next two years. As some countries default, a smaller group will almost certainly protect what they have. Headed by Germany, these countries will elbow out those they see as a threat to their stability. But I expect the Euro to survive in some shape or form.
As will the dollar. But not as you might know it.
The biggest shock I foresee for Americans is that the already long arm of the Chinese Empire will reach right into the heart of the West, dictating the shots to an extent that will leave many shaking their heads. The toxic debt is simply too great to ever be clawed back by simply trading our way out of trouble. China, with greater assets and more liquidity than any country in the world is ideally placed to capitalize on a system that has brought itself to its own knees through excessive lending.
There are those who think that China has over-stretched and it certainly has been guilty in recent years of emulating the western banks’ excessive lending. But the way of the East has always been very different to that of the West. Where we seek instant solutions, the Eastern way is to play for the long term. Patience is the name of the game.
If you think China might collapse any time soon, take a look at Australia, Africa and South America: all of which are now unofficial colonies of the Land of the Dragon. It’s just that no one is talking about it in the mainstream media. Europe and America will soon follow suit.
The other element to look at is the sheer number of people that the Chinese have at their disposal. Manpower is the crucial resource when it comes to creating an empire and China has more manpower than any other country (India still being behind in other ways).
They are also willing to export this resource because they need more space at home. They work harder and longer than any other people I know. And they will undercut the prices of locals who try to compete with them without a second thought.
All this is a recipe for success; for the Chinese rather than the West, where we have come to expect plenty in return for nothing.
But, can the banking systems survive at all? Yes is the answer, but only if the fiat currencies that they currently use are replaced by something “real”: which means returning to the gold standard or devaluing them by subtler means.
As a matter of fact, the governments of USA and Europe are already doing all they can to devalue their currencies without anyone noticing. If they can drive their currency rates close to parity with the price of gold, they will be able to make the transition more easily. Watch this space, as they say.
Opening things even wider, I believe we are undergoing a re-evaluation of what we, the common people, think currency is. It is more than just money, that’s for sure.
Health, Wealth, Spirit, Love and Self Expression are all forms of currency and it feels to me as though the tipping point is coming when enough people begin to remember this. When times are hard, we fall back on things that we truly value, such as love, friendship, connection. And times are going to get “harder.” So, a shaking of the current financial system, which is really nothing more than a high-level con, may be a good thing in long term, releasing us from the bondage of materialism and isolation and paving the way for a more integrated, sharing world.
On the more profound level I also feel our groaning planet saying “enough is enough!” It has had enough of the male-oriented ego-based policies that have dominated the last few centuries and we would all do well to remember the old prophecies (from all around the world, not just the Mayan Calendar) that speak of a time when the Earth itself decides to start a new era, bringing in climatic changes, collisions with asteroids and so on as a way of purging itself.
Already we have seen examples of this, with more droughts, floods, extreme weather fluctuations. It is my view that unless and until we shift the way we do things, this trend will continue. We get what we give – and we are giving our environment one heck of a kicking right now.
I’m not apocalyptic about this. We can change the course of events if we choose to. It’s entirely up to us. But we have to make decisions based on love, compassion and connection, rather than profit, ego and competition. We can do it. We just have to trust ourselves and each other, applying to our true natures; our Divine Selves.
When we relearn the art of respecting the planet on which we live, it will respect us in turn. If we return to the ways of listening to it, following the rhythm of its breath, rather than imposing our own, we will make it through.
It doesn’t have to take a long time either. Seismic shifts in consciousness can happen amazingly fast. One day people thought the Earth was flat, the next they knew it was round.
Whichever way you look at it, there is some kind of financial collapse imminent. An infection must be healed for the body to regain balance. The likelihood is that the whole house of cards will have to come down and be rebuilt. If this happens, you will see scenes like those in post-war Germany, when a barrow load of cash bought little more than a loaf of bread.
How to combat this? For now, it would be wise to consider divesting yourself of some of the “blue collar shares” you may have, replacing them with gold, silver or rare metals. Consider moving out of cities, if you can. You can be sure that we will see more riots and civil unrest in the coming years than we have seen for a generation. Martial Law is not a thing of the past.
It might also be a smart move to change from looking for instant profits to thinking in terms of asset protection. A lot of folks are about to have the roof blown away from over their heads as financial institutions are brought to their knees. In such times, preserving assets is just as good as gleaning profits. Now is a good moment to remind yourself that the return OF your money is more important than the return ON it.
Above all, we can ALL make a difference to the way things unfold in the next few years, simply by turning back to the oldest way of making choices available to us, the way that never fails to nurture both ourselves and the planet on which we live: our intuition.
When we follow our intuitions unerringly we always do what is best for us all, for our intuitions are the culmination of millennia of learning, whereas our ego-based thoughts only came to the fore in recent centuries.
The key is that odd-looking word “unerringly,” whose path one of inner faith.
Until next time,
Learn how you can come through the challenges ahead at www.resonancewithlife.com
“Where your attention goes, your energy flows” is a personal mantra of mine. It’s a foundation principle for us all, because we really do create success or failure depending on where we put our attention.
As you say, avoiding pain is built deep into our fight-or-flight response mechanisms, but if we become focused on what’s causing us pain, we simply create more of it. The trick is to shift our attention from what is causing disturbance in our lives to a desired outcome. Doing this directs our thoughts away from the negative and moves them into an arena where they are free to play and have fun instead.
That sounds really simple and it is, but it’s not always easy!
Most of us have friends or relatives who direct our attention (and therefore energy) toward the negative. Most of us pay attention to the news bulletins on our radios, television sets or Ipads/phones; and the more attention we pay to those things, the worse we feel. We can even make ourselves “sick with worry” about “how bad everything is”.
So we have to get strict with ourselves and those around us. We have to step in and stop something when it becomes obvious that it’s putting our attention toward something that is dragging our energy down.
With friends it can be a simple process of redirecting the conversation towards something else. With the media, it’s a case of tuning out, switching off the endless stream of debilitating words, images and sounds that makes up 99% of all current-affairs/news items.
Just starting with those two simple shifts in behaviour will make a big difference.
On a wider level seeking out sustainable forms of wealth means broadening our approach. In our definition of wealth, we include money, health, love, perfect self expression and spiritual wellbeing. Those are the five elements of Natural Wealth that you and I talk about at www.resonancewithlife.com. It’s important to put our attention equally to all five, because that leads to being fed and nurtured in a truly balanced way.
To answer your specific question about how we deal with coming changes and possible collapses of whole banking systems: my personal view is that although things appear to be calmer right now, we’re on course for hitting a major ice-berg.
We’re already seeing a systematic devaluing of the dollar and euro and this process will continue. It could be that both currencies have to be completely scrapped and re-started (as the Deutschmark was in Germany last century) which would mean a huge re-adjustment for us all.
Something major will have to happen. Western banks can’t continue to add billions to the coffers, because those billions don’t really exist. It’s a confidence trick: nothing more, nothing less. At some point the “toxic” derivative issue will rear its head and then a real panic could set in.
How to deal with this? As ever, do what few people are doing. Buy what is being sold off and sell anything that ties you to any potential banking collapse. To me this means putting attention towards “real” wealth builders, such as gold and silver and rare metals. Real estate in some places will be a good bet too (again, thinking outside the box, and keeping an eye on where China and Russia are putting their money will help).
Aside of that, shifting the emphasis of wealth from being simply about material gain always helps. Keeping our bodies fit, allowing our creative sides to find expression, spending time with loved-ones: all these are just as important as the pursuit of money – and will set us in good stead should our currencies be devalued.
Think of it this way: money is just one form of currency. Health, love, friendship, creation and laughter are also forms of currency. They’re similar exchanges of energy. And they pay us back in ways that are equally nourishing (if not more).
How do we measure our lives? What are our yardsticks of success? Is what we are currently paying attention to adding to our vitality or depleting it?
Those are questions for each of us to answer. As we seek those answers we can remind ourselves that wherever our attention goes, our energy will flow. So, it pays dividends to pay attention to what we are paying attention to!
And I think it also pays to remember that: “Not all the gold of the richest kings is worth the memory of happy things.”
Until next time,
Check out http://www.resonancewithlife.com for our full Natural Wealth Course and other products!
So pleased to hear that you spent three days immersed in a project that truly makes your heart sing and your body dance. How fantastic! And what a great way to dissolve those Walls of Doubt!
My belief, as you know, is that we each have a particular voice, a unique song, with which we are born and that it’s only when/if we stifle or ignore this voice that we become sick, get angry or feel low on energy. Like wonderfully crafted instruments, each of us produces a unique sound, a specific timbre that folds into the combined symphony of the Orchestra of Creation seamlessly. But we have to allow ourselves to be picked up and “breathed into”.
That, to me, is what being in-spired is all about: allowing our divine self, or spirit, to blow through the instruments of our bodies so that we resonate with a vibration that makes us feel good to be alive. When we do this, people around us sense and feel it. We’re uplifted – and so are they.
I want to pick up very quickly on something you said, which is that you took three days totally away from all the distractions. No TV, no computer-time, no listening to CNN (Continually Numbing Negativity) or the rest of the media machine. I know you don’t watch much, if any, television and that, like me, you opted to not watch the news some time ago, but it’s worth underlining the importance of this.
A lot of us spend so much time being drip-fed images, words, sounds that are negative and this can only have one effect: to weaken our resolve to follow our inspirations. That’s why it’s so important to pay attention to what you’re paying attention to. Personally, I don’t think there’s a happy medium on this one. Current affairs programs so rarely focus on acts of kindness, compassion, generosity. So, it’s best to cut them out altogether.
A lot of people have been asking me how to cope with the current “financial collapse” and the prospect of more to come (especially in the USA). Staying clear of the media-driven doom and gloom would be my number one piece of advice. The reason being that each time we hear or see words and images that create fear inside us, our faith in ourselves and each other takes a knock (even if we consciously tell ourselves otherwise) because our subconscious mind stores everything away and treats it as “real”.
In my last post I used the phrase “we combine with what we pay attention to” This is a key part of keeping a balanced approach right now. The best antidote to the ANTS (Army of Negative Thoughts) is to turn your attention away from them and do what you suggested last time: find something that makes your heart sing, or something that gives you a real belly laugh. Laughing really does help.
Switching off from the media-drip is not easy for a lot of people, so here’s a challenge for our readers: see if you can go a week without any television. If that’s just way too long to consider, try just one day. One day without any TV. Then see how you feel at bedtime – and how much better you sleep!
Back to you, Gaye, I just want to say that 12,000 words in three days is phenomenal! Especially as you did so much more than that too. Really amazing. It goes to prove the old adage that when work is fun, it doesn’t feel like work. Leaving your old job was such a brave decision, but it was the right one. When was the last time it had you dancing with wide open arms?
You’re an inspiration to us all, Gaye and I just know you’ll make far more money from this new project (and enjoy all the other aspects of Natural Wealth too) than if you’d stuck it out going through the motions. Big, big smiles.
Apologies for the slightly late response to your last post. I’ve been extremely busy working with clients who are concerned about current political as well as economic ructions across the globe. As a result, I thought it appropriate to perhaps change the emphasis of this week’s post to make specific comments on global events.
I’m aware that most people tend to think only about what is happening within their own location (it’s a fact for instance that private real estate investors on average buy all their investment properties within a 9-mile radius of where they live!). More than ever, I believe now is the time not only to diversify any wealth-strategies you may have, but to internationalise as well.
The past few years have seen more earthquakes, floods, droughts and volcanic eruptions than anything most of us have experienced. When this occurs, you can expect to see shock-waves reverberate through the stock markets, banking and business generally. There’s a very obvious reason for this: instability on the outside breeds instability within. (In the aftermath of the Japan quake the stock market fell ten points almost overnight.) And there is more climatic upheaval to come.
Last weekend’s full moon was a “supermoon” because it had a greater effect than normal. This isn’t some new age mumbo-jumbo. It’s practical science. Changes in the normal course of lunar activity affect the magnetic currents that weave and twist their way through our world. And this has an effect on us.
This is because we all have crystals of magnetite in the centre of our brains. These crystals give us our sense of direction, helping us find our way home in the dark (much like homing pigeons). When unusual magnetic fluctuations are experienced, our brains literally feel “out of synch”. Our sense of direction is compromised. We can become ungrounded and this can lead to fear-based reactions if we are not careful.
Bear in mind, too, that everything in our world is interconnected. So when a disaster happens in one corner of the world, its shock waves reverberate all around us. And we feel it instantly (more on how this works in future posts). So, if millions of people are feeling something in Japan, or Africa, you can be sure that people all across the USA, South America and Europe are feeling it too.
The result is that panic can set in, as we’re seeing right now in the Middle East and Africa.
What to do in such times of apparent meltdown? Stay calm. Be prepared to adapt. If you don’t have a back-up plan, create one now. Much of what I see as “wealth” is the ability to feel secure, to experience the underlying peace and connection that you talked about in your post about nature. If you have a back-up plan, you will be much better equipped to deal with times of change.
And this is where internationalizing comes in. I would advise all US citizens who have any form of savings, investments in stocks or holdings in the US Dollar to look for options to diversify immediately. Don’t sit on the fence. My reading is that the dollar is under extreme pressure right now and that there is worse to come. Spread your risk by moving some of your holdings to other countries. Consider “solid” investments (literally solid: gold, silver, platinum or land) rather than depending on banks, stocks, bonds etc – all of which might disappear overnight in the event of an FDR-style “correction” to the system.
When you do this, you’ll be helping yourself regain a sense of security and stability and this in turn will help others. You’ll be keeping yourself calm, no matter how rough the seas appear elsewhere. And it is only over calm waters that your ships of opportunity are able to reach you and tie up safely at your harbour walls.
The added bonus to this is that by the Law of Resonance, the fact that you are able to do this will help others do the same. In this way, we can all help each other.
Until next time, my best wishes,